/* =======================
   GLOBAL RESET & BODY
======================= */
:root{
    --primary: #198754;
    --primary-dark: #146c43;
    --secondary: #2bb9a9;
    --secondary-dark: #239c8d;
    --accent: #ffc107;
    --accent-dark: #e0a800;
    --text: #111827;
    --muted: #6b7280;
    --light-text: #5f6b7a;
    --border: #e9eef3;
    --bg: #f9fbfc;
    --white: #ffffff;
    --danger: #dc3545;
    --warning: #d39e00;
    --shadow-sm: 0 10px 25px rgba(0,0,0,0.06);
    --shadow-md: 0 15px 35px rgba(0,0,0,0.08);
    --shadow-lg: 0 20px 50px rgba(0,0,0,0.10);
    --radius-sm: 12px;
    --radius-md: 18px;
    --radius-lg: 24px;
}

*{
    box-sizing: border-box;
}

html{
    scroll-behavior: smooth;
}

body{
    font-family: 'Poppins', sans-serif;
    background: var(--bg);
    color: #333;
    line-height: 1.6;
    margin: 0;
    padding: 0;
}

img{
    max-width: 100%;
    height: auto;
}

h1,h2,h3,h4,h5,h6{
    font-weight: 600;
    margin-bottom: 1rem;
    color: var(--text);
}

p{
    margin-bottom: 0;
}

a{
    text-decoration: none;
    transition: all 0.3s ease;
}

.bg-light{
    background: #f7fafc !important;
}

/* =======================
   BUTTONS
======================= */
.btn-primary{
    background: var(--accent);
    color: #111;
    font-weight: 700;
    padding: 12px 30px;
    border-radius: 999px;
    border: none;
    box-shadow: none;
    transition: all 0.3s ease;
}

.btn-primary:hover{
    background: var(--accent-dark);
    color: #111;
    transform: translateY(-2px);
}

.btn-login{
    background: #fff;
    color: #111;
    padding: 12px 28px;
    border-radius: 999px;
    border: 1px solid #d1d5db;
    font-weight: 600;
    transition: all 0.3s ease;
}

.btn-login:hover{
    background: #f8f9fa;
    color: #111;
    transform: translateY(-2px);
}

/* =======================
   SECTION HEADERS
======================= */
.section-head{
    max-width: 760px;
    margin-left: auto;
    margin-right: auto;
}

.section-badge,
.hero-badge{
    display: inline-block;
    background: rgba(25, 135, 84, 0.10);
    color: var(--primary);
    border: 1px solid rgba(25, 135, 84, 0.18);
    padding: 8px 16px;
    border-radius: 999px;
    font-size: 13px;
    font-weight: 600;
}

.section-title{
    font-size: clamp(1.9rem, 4vw, 2.7rem);
    font-weight: 800;
    color: var(--text);
}

.section-subtitle{
    font-size: 1.05rem;
    color: var(--light-text);
    line-height: 1.8;
    max-width: 720px;
    margin: 0 auto;
}

/* =======================
   HERO SECTION
======================= */
.hero{
    background: linear-gradient(135deg, #f8fff9 0%, #eef7ff 100%);
    padding: 90px 20px 80px;
    position: relative;
    overflow: hidden;
}

.hero .container{
    max-width: 1140px;
    margin: 0 auto;
}

.hero-title{
    font-size: clamp(2.2rem, 5vw, 4rem);
    font-weight: 800;
    line-height: 1.1;
    color: var(--text);
    margin-bottom: 0;
}

.highlight{
    color: var(--primary);
}

.hero-subtitle{
    font-size: 1.08rem;
    margin-top: 20px;
    margin-bottom: 30px;
    color: var(--light-text);
    max-width: 720px;
    line-height: 1.8;
}

.hero-buttons{
    display: flex;
    gap: 15px;
    margin-top: 20px;
    flex-wrap: wrap;
}

.hero-trust{
    font-size: 0.95rem;
    margin-top: 16px;
    color: var(--muted);
}

.hero-mini-stats .mini-stat-box{
    background: #fff;
    border: 1px solid #eef1f4;
    border-radius: var(--radius-md);
    padding: 16px;
    text-align: center;
    height: 100%;
    box-shadow: var(--shadow-sm);
}

.hero-mini-stats .mini-stat-box strong{
    display: block;
    font-size: 1.2rem;
    color: var(--text);
}

.hero-mini-stats .mini-stat-box span{
    color: var(--muted);
    font-size: 14px;
}

.hero-side-card{
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 28px;
    border: 1px solid #edf0f5;
    box-shadow: 0 20px 60px rgba(17, 24, 39, 0.08);
}

.hero-side-top{
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: var(--muted);
    margin-bottom: 20px;
    font-weight: 600;
}

.status-dot{
    width: 10px;
    height: 10px;
    background: #16c784;
    border-radius: 50%;
    display: inline-block;
}

.hero-side-item{
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 0;
    border-bottom: 1px solid #f0f2f5;
    gap: 16px;
}

.hero-side-item span{
    color: var(--muted);
    font-size: 15px;
}

.hero-side-item strong{
    color: var(--text);
    font-size: 1rem;
}

/* =======================
   STATS SECTION
======================= */
.stats h2{
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
}

.stats p{
    font-size: 1rem;
    color: #555;
}

.stat-card{
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 30px 20px;
    border: 1px solid #edf1f5;
    box-shadow: 0 14px 40px rgba(15, 23, 42, 0.05);
    transition: 0.25s ease;
    height: 100%;
}

.stat-card:hover{
    transform: translateY(-5px);
}

.stat-card h2{
    font-size: 2rem;
    font-weight: 800;
    margin: 14px 0 8px;
    color: var(--text);
}

.stat-card p{
    margin: 0;
    color: var(--muted);
    font-size: 15px;
}

.stat-icon{
    width: 58px;
    height: 58px;
    margin: 0 auto;
    border-radius: 16px;
    display: grid;
    place-items: center;
    background: rgba(25, 135, 84, 0.12);
    color: var(--primary);
    font-size: 22px;
}

/* =======================
   WALLET SUMMARY
======================= */
.wallet-card{
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 28px;
    display: flex;
    gap: 18px;
    align-items: flex-start;
    border: 1px solid #edf1f5;
    box-shadow: 0 12px 35px rgba(15, 23, 42, 0.05);
    transition: 0.25s ease;
    height: 100%;
}

.wallet-card:hover{
    transform: translateY(-5px);
}

.wallet-icon{
    min-width: 60px;
    height: 60px;
    border-radius: 18px;
    display: grid;
    place-items: center;
    font-size: 22px;
}

.wallet-savings .wallet-icon{
    background: rgba(25, 135, 84, 0.12);
    color: var(--primary);
}

.wallet-loans .wallet-icon{
    background: rgba(255, 193, 7, 0.14);
    color: var(--warning);
}

.wallet-withdraw .wallet-icon{
    background: rgba(220, 53, 69, 0.12);
    color: var(--danger);
}

.wallet-content span{
    display: block;
    font-size: 14px;
    color: var(--muted);
    margin-bottom: 6px;
}

.wallet-content h2{
    font-size: 2rem;
    font-weight: 800;
    margin-bottom: 10px;
    color: var(--text);
}

.wallet-content p{
    margin: 0;
    color: var(--muted);
    line-height: 1.7;
}

/* =======================
   CARDS / RECENT EARNINGS
======================= */
.card{
    border-radius: var(--radius-sm);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid #edf1f5;
}

.card:hover{
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.12);
}

.card-body{
    padding: 20px;
}

.card-title{
    font-size: 1.1rem;
    font-weight: 600;
}

.card-text{
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary);
}

/* =======================
   LIVE ACTIVITY
======================= */
.activity-shell{
    background: #fff;
    border: 1px solid #edf1f5;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.activity-topbar{
    padding: 18px 22px;
    font-weight: 700;
    border-bottom: 1px solid #edf1f5;
    background: #fafbfc;
    color: var(--text);
}

#live-activity{
    list-style: none;
    padding: 0;
    margin: 0;
}

#live-activity li{
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    border-bottom: 1px solid #eef2f5;
    background: #fff;
    font-size: 0.95rem;
    transition: all 0.2s ease;
}

#live-activity li:last-child{
    border-bottom: none;
}

#live-activity li:hover{
    background: #f8f9fa;
}

#live-activity li span.name{
    font-weight: 600;
}

#live-activity li span.amount{
    font-weight: 700;
    color: var(--primary);
}

/* =======================
   FEATURES
======================= */
.features .feature-card,
.modern-feature{
    background: #fff;
    border-radius: var(--radius-lg);
    border: 1px solid #edf1f5;
    box-shadow: 0 12px 35px rgba(15, 23, 42, 0.05);
    transition: all 0.3s ease;
    padding: 25px 18px;
}

.features .feature-card:hover,
.modern-feature:hover{
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.features i{
    margin-bottom: 15px;
    font-size: 2rem;
    color: var(--primary);
}

.feature-icon-wrap{
    width: 64px;
    height: 64px;
    margin: 0 auto 18px;
    border-radius: 18px;
    display: grid;
    place-items: center;
    background: rgba(25, 135, 84, 0.10);
    color: var(--primary);
    font-size: 24px;
}

.features h5,
.modern-feature h5{
    font-weight: 700;
    margin-bottom: 10px;
}

.features p,
.modern-feature p{
    font-size: 0.95rem;
    color: #555;
    line-height: 1.8;
    margin-bottom: 0;
}

/* =======================
   HOW IT WORKS
======================= */
.how-box,
.modern-how{
    background: #fff;
    border-radius: var(--radius-lg);
    transition: all 0.3s ease;
    padding: 25px;
    border: 1px solid #edf1f5;
    box-shadow: 0 12px 35px rgba(15, 23, 42, 0.05);
    height: 100%;
}

.how-box:hover,
.modern-how:hover{
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.step-number{
    width: 56px;
    height: 56px;
    background: var(--primary);
    color: #fff;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-size: 18px;
    font-weight: 700;
    margin: 0 auto 15px;
    box-shadow: 0 10px 25px rgba(25, 135, 84, 0.25);
}

.how-box h5,
.modern-how h5{
    font-weight: 700;
    margin-bottom: 10px;
}

.how-box p,
.modern-how p{
    font-size: 0.95rem;
    color: #555;
    line-height: 1.8;
    margin-bottom: 0;
}

/* =======================
   TASK CARDS
======================= */
.task-card{
    border-radius: 12px;
    transition: all .3s ease;
}

.task-card:hover{
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,.1);
}

/* =======================
   FOOTER
======================= */
.footer-premium{
    background-color: #0c1b2a;
    color: #fff;
    padding: 40px 20px 20px;
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    font-size: 0.9rem;
    border-top: 3px solid #FFD700;
    border-radius: 0 0 15px 15px;
}

.footer-grid{
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 30px;
    max-width: 1200px;
    margin: 0 auto;
    align-items: flex-start;
}

.left-column{
    flex: 1 1 280px;
}

.middle-column,
.right-column,
.office-column{
    flex: 0 0 220px;
}

.left-column .logo img{
    max-width: 180px;
    height: auto;
    display: block;
    margin-bottom: 10px;
}

.left-column .logo-info{
    font-size: 0.9rem;
    color: rgba(255,255,255,0.8);
    margin-bottom: 20px;
    line-height: 1.4;
}

.social{
    margin: 20px 0;
}

.social a{
    font-size: 1.4rem;
    margin-right: 15px;
    color: #fff;
    transition: 0.3s;
}

.social a:hover{
    color: #FFD700;
    transform: scale(1.2);
}

.newsletter-form{
    display: flex;
    max-width: 320px;
    margin-bottom: 12px;
}

.newsletter-form input{
    flex: 1;
    padding: 12px 16px;
    border-radius: 50px 0 0 50px;
    border: none;
}

.newsletter-form button{
    padding: 12px 24px;
    border-radius: 0 50px 50px 0;
    border: none;
    background: #FFD700;
    font-weight: 700;
    cursor: pointer;
    transition: 0.3s;
}

.newsletter-form button:hover{
    transform: scale(1.05);
    background: #FFC107;
}

.left-column .trust-badges{
    display: flex;
    justify-content: flex-start;
    align-items: center;
    gap: 12px;
    margin-top: 12px;
    flex-wrap: wrap;
}

.left-column .trust-badges img{
    height: 24px;
    width: auto;
    transition: transform 0.3s ease;
}

.left-column .trust-badges img:hover{
    transform: scale(1.05);
}

.middle-column h4,
.right-column h4,
.office-column h4{
    font-size: 1.2rem;
    margin-bottom: 15px;
    font-weight: 700;
    color: #FFD700;
}

.middle-column a,
.right-column a,
.office-column p{
    display: block;
    color: #fff;
    font-size: 0.9rem;
    margin-bottom: 8px;
    text-decoration: none;
    transition: 0.3s;
}

.middle-column a:hover,
.right-column a:hover{
    color: #FFD700;
    text-decoration: underline;
}

.office-column p{
    line-height: 1.4;
}

.middle-column .app-download{
    text-align: left;
    margin-top: 12px;
}

.middle-column .app-download img{
    max-width: 150px;
    width: auto;
    height: auto;
    transition: 0.3s;
}

.middle-column .app-download img:hover{
    transform: scale(1.05);
}

.support-box{
    margin-top: 15px;
}

.support-box h4{
    font-size: 1.1rem;
    margin-bottom: 6px;
    color: #FFD700;
}

.support-box a{
    color: #fff;
    text-decoration: none;
}

.support-box a:hover{
    color: #FFD700;
}

.footer-bottom{
    font-size: 0.8rem;
    color: rgba(255,255,255,0.6);
    margin-top: 40px;
    text-align: center;
}

/* =========================
   DEPOSIT PAGE
========================= */
.deposit-hero{
    background: linear-gradient(135deg,#2bb9a9,#4e8fc3);
    padding: 140px 20px;
    text-align: center;
    color: white;
}

.deposit-hero h1{
    font-size: 52px;
    font-weight: 800;
    margin-bottom: 15px;
}

.deposit-hero p{
    font-size: 18px;
    opacity: 0.9;
}

.deposit-btn{
    display: inline-block;
    margin-top: 25px;
    padding: 14px 40px;
    background: #1f7a5c;
    color: white;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    transition: 0.3s;
}

.deposit-btn:hover{
    background: #176d4f;
    transform: translateY(-3px);
}

.deposit-calculator{
    padding: 90px 20px;
    background: #f6f7fb;
}

.calc-box{
    max-width: 600px;
    margin: auto;
    background: white;
    padding: 45px;
    border-radius: 15px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.08);
    text-align: center;
}

.calc-box h2{
    font-size: 28px;
    margin-bottom: 10px;
}

.calc-box input{
    width: 100%;
    padding: 16px;
    border: 1px solid #ddd;
    border-radius: 8px;
    margin-top: 20px;
    font-size: 16px;
}

.calc-box button{
    margin-top: 20px;
    padding: 14px 35px;
    border: none;
    background: #2bb9a9;
    color: white;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
}

.calc-box button:hover{
    background: #24a395;
}

.profit-results{
    display: flex;
    justify-content: center;
    gap: 40px;
    margin-top: 35px;
}

.profit-card{
    background: #f3f6ff;
    padding: 20px 35px;
    border-radius: 12px;
    text-align: center;
}

.profit-card h3{
    font-size: 34px;
    color: #2bb9a9;
    margin-top: 5px;
}

.deposit-tiers{
    padding: 90px 20px;
    background: white;
}

.tiers-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(220px,1fr));
    gap: 25px;
    max-width: 1100px;
    margin: auto;
}

.tier-card{
    background: white;
    padding: 25px;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    min-height: 160px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    transition: 0.3s;
}

.tier-card:hover{
    transform: translateY(-6px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.12);
}

.tier-card h4{
    font-size: 20px;
    margin-bottom: 10px;
}

.tier-card strong{
    font-size: 24px;
    color: #2bb9a9;
}

.custom-tier{
    border: 2px dashed #2bb9a9;
    background: #f9fffd;
}

.custom-btn{
    display: inline-block;
    margin-top: 10px;
    padding: 8px 16px;
    background: #2bb9a9;
    color: white;
    border-radius: 20px;
    text-decoration: none;
}

.methods-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(250px,1fr));
    gap: 25px;
    max-width: 1100px;
    margin: auto;
}

.method-card{
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.07);
    transition: 0.3s;
}

.method-card:hover{
    transform: translateY(-5px);
}

.how-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(250px,1fr));
    gap: 25px;
    max-width: 1100px;
    margin: auto;
}

.how-card{
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.07);
}

.deposit-cta{
    padding: 110px 20px;
    background: #f6f7fb;
    text-align: center;
}

.deposit-cta h2{
    font-size: 38px;
    margin-bottom: 10px;
}

.deposit-cta p{
    margin-bottom: 25px;
}

.deposit-cta .btn{
    padding: 14px 40px;
    border-radius: 30px;
    font-weight: 600;
}

/* =========================
   EARN PAGE
========================= */
.earn-hero{
    background: linear-gradient(135deg,#2bb9a9,#4e8fc3);
    padding: 140px 20px;
    color: white;
    text-align: center;
}

.earn-hero h1{
    font-size: 52px;
    font-weight: 800;
}

.earn-btn{
    display: inline-block;
    margin-top: 25px;
    padding: 14px 36px;
    background: #1f7a5c;
    color: #fff;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    transition: 0.3s;
}

.earn-btn:hover{
    background: #155c45;
    transform: translateY(-3px);
}

.earn-methods{
    padding: 100px 20px;
    background: #f6f7fb;
}

.earn-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(260px,1fr));
    gap: 30px;
    max-width: 1200px;
    margin: auto;
}

.earn-card{
    background: #fff;
    padding: 35px;
    border-radius: 16px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    transition: 0.3s;
}

.earn-card:hover{
    transform: translateY(-8px);
    box-shadow: 0 25px 50px rgba(0,0,0,0.12);
}

.earn-badge{
    font-size: 14px;
    background: #e9f7f5;
    color: #2bb9a9;
    padding: 6px 14px;
    border-radius: 20px;
    display: inline-block;
    margin-bottom: 15px;
}

.earn-highlight{
    margin-top: 15px;
    font-weight: 700;
    color: #2bb9a9;
}

.earn-stats{
    padding: 90px 20px;
    background: #fff;
}

.stats-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(220px,1fr));
    gap: 30px;
    max-width: 1100px;
    margin: auto;
    text-align: center;
}

.stat-box h3{
    font-size: 36px;
    color: #2bb9a9;
}

.earn-steps{
    padding: 100px 20px;
    background: #f6f7fb;
}

.steps-row{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(240px,1fr));
    gap: 30px;
    max-width: 1100px;
    margin: auto;
}

.step-card{
    background: white;
    padding: 30px;
    border-radius: 14px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
    text-align: center;
}

.earn-cta{
    padding: 120px 20px;
    background: linear-gradient(135deg,#0f2027,#203a43,#2c5364);
    color: white;
    text-align: center;
}

.earn-cta h2{
    font-size: 42px;
    margin-bottom: 15px;
}

/* =========================
   SAVINGS PAGE
========================= */
.savings-hero{
    background: linear-gradient(135deg,#1f4037,#99f2c8);
    padding: 140px 20px;
    color: #fff;
    text-align: center;
}

.savings-hero h1{
    font-size: 48px;
    font-weight: 800;
    margin-bottom: 15px;
}

.savings-hero p{
    font-size: 18px;
    opacity: 0.9;
}

.savings-section{
    padding: 100px 20px;
}

.table-box{
    max-width: 850px;
    margin: auto;
}

.rate-table{
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 20px 50px rgba(0,0,0,0.08);
}

.rate-table th,
.rate-table td{
    padding: 20px;
    text-align: center;
    font-size: 16px;
}

.rate-table th{
    background: #2bb9a9;
    color: #fff;
    font-weight: 700;
    font-size: 18px;
}

.rate-table tr{
    transition: 0.3s;
}

.rate-table tr:hover{
    background: #f0fdfc;
}

.rate-table tr:nth-child(even){
    background: #f9fbfd;
}

.bonus-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(240px,1fr));
    gap: 30px;
    max-width: 1100px;
    margin: auto;
}

.bonus-card{
    background: #fff;
    padding: 40px 30px;
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    text-align: center;
    transition: 0.3s ease;
}

.bonus-card:hover{
    transform: translateY(-10px);
    box-shadow: 0 30px 60px rgba(0,0,0,0.12);
}

.bonus-card h4{
    font-size: 22px;
    margin-bottom: 10px;
}

.bonus-card p{
    font-size: 18px;
    font-weight: 600;
    color: #2bb9a9;
}

.bonus-card.premium{
    background: linear-gradient(135deg,#2bb9a9,#4e8fc3);
    color: #fff;
}

.bonus-card.premium p{
    color: #fff;
}

.example-box{
    max-width: 550px;
    margin: 50px auto;
    padding: 40px;
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 25px 60px rgba(0,0,0,0.08);
    text-align: center;
}

.example-box p{
    font-size: 18px;
    margin-bottom: 10px;
}

.example-box hr{
    margin: 20px 0;
    border: 0;
    height: 1px;
    background: #e4e7ea;
}

.example-box h3{
    font-size: 28px;
    font-weight: 800;
    color: #2bb9a9;
}

.formula-note{
    font-size: 14px;
    color: #777;
    margin-top: 20px;
}

/* =========================
   LOAN PAGE
========================= */
.loan-hero{
    background: linear-gradient(135deg,#16222A,#3A6073);
    padding: 140px 20px;
    color: #fff;
    text-align: center;
}

.loan-hero h1{
    font-size: 48px;
    font-weight: 800;
    margin-bottom: 15px;
}

.loan-hero p{
    font-size: 18px;
    opacity: 0.9;
}

.loan-btn{
    display: inline-block;
    margin-top: 25px;
    padding: 14px 36px;
    background: #2bb9a9;
    color: #fff;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    transition: 0.3s;
}

.loan-btn:hover{
    background: #219b8c;
    transform: translateY(-3px);
}

.loan-section{
    padding: 100px 20px;
}

.loan-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(260px,1fr));
    gap: 30px;
    max-width: 1100px;
    margin: auto;
}

.loan-card{
    background: #fff;
    padding: 40px 30px;
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    text-align: center;
    transition: 0.3s;
}

.loan-card:hover{
    transform: translateY(-10px);
    box-shadow: 0 30px 60px rgba(0,0,0,0.12);
}

.loan-card h4{
    margin-bottom: 15px;
    font-size: 20px;
}

.loan-card p{
    font-size: 15px;
    color: #555;
}

.loan-card.premium{
    background: linear-gradient(135deg,#2bb9a9,#4e8fc3);
    color: #fff;
}

.loan-card.premium p{
    color: #fff;
}

.loan-example{
    max-width: 550px;
    margin: 40px auto;
    padding: 45px;
    background: #fff;
    border-radius: 20px;
    box-shadow: 0 25px 60px rgba(0,0,0,0.08);
}

.loan-example hr{
    margin: 20px 0;
    border: 0;
    height: 1px;
    background: #e4e7ea;
}

.loan-example h3{
    font-size: 28px;
    font-weight: 800;
    color: #2bb9a9;
}

.loan-note{
    font-size: 14px;
    color: #777;
    margin-top: 10px;
}

.loan-safe-note{
    margin-top: 20px;
    font-size: 15px;
    font-weight: 600;
    color: #2bb9a9;
}

.loan-cta{
    padding: 120px 20px;
    background: linear-gradient(135deg,#0f2027,#203a43,#2c5364);
    color: white;
    text-align: center;
}

.loan-cta h2{
    font-size: 42px;
    margin-bottom: 15px;
}

/* =========================
   LEGAL PAGE
========================= */
.legal-hero{
    background: linear-gradient(135deg,#0f2027,#203a43,#2c5364);
    padding: 120px 20px;
    color: white;
    text-align: center;
}

.legal-hero h1{
    font-size: 42px;
    font-weight: 800;
    margin-bottom: 10px;
}

.legal-content{
    padding: 100px 20px;
    background: #f7fafc;
}

.legal-content .container{
    max-width: 900px;
}

.legal-content h2{
    margin-top: 40px;
    margin-bottom: 15px;
    font-size: 22px;
    font-weight: 700;
    color: #2bb9a9;
}

.legal-content p{
    font-size: 15px;
    line-height: 1.8;
    color: #555;
}

.legal-content ul{
    margin-left: 20px;
    color: #555;
}

.legal-content li{
    margin-bottom: 8px;
}

/* =========================
   CONTACT PAGE
========================= */
.contact-hero{
    background: linear-gradient(135deg,#2bb9a9,#4e8fc3);
    padding: 130px 20px;
    color: white;
    text-align: center;
}

.contact-hero h1{
    font-size: 44px;
    font-weight: 800;
    margin-bottom: 10px;
}

.contact-section{
    padding: 100px 20px;
    background: #f7fafc;
}

.contact-grid{
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(320px,1fr));
    gap: 50px;
    max-width: 1100px;
    margin: auto;
}

.contact-info,
.contact-form{
    background: #fff;
    padding: 40px;
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}

.contact-info h3,
.contact-form h3{
    margin-bottom: 20px;
    color: #2bb9a9;
}

.contact-info a{
    color: #2bb9a9;
    text-decoration: none;
    font-weight: 600;
}

.contact-form input,
.contact-form textarea{
    width: 100%;
    padding: 12px 15px;
    margin-bottom: 15px;
    border-radius: 10px;
    border: 1px solid #ddd;
    font-size: 14px;
}

.contact-form input:focus,
.contact-form textarea:focus{
    outline: none;
    border-color: #2bb9a9;
}

.contact-form button{
    width: 100%;
    padding: 14px;
    border: none;
    background: #2bb9a9;
    color: #fff;
    border-radius: 25px;
    font-weight: 600;
    cursor: pointer;
    transition: 0.3s;
}

.contact-form button:hover{
    background: #239c8d;
    transform: translateY(-2px);
}

.contact-cta{
    padding: 120px 20px;
    background: linear-gradient(135deg,#0f2027,#203a43,#2c5364);
    color: white;
    text-align: center;
}

.contact-cta h2{
    font-size: 40px;
    margin-bottom: 15px;
}

/* =======================
   RESPONSIVE
======================= */
@media (max-width: 991px){
    .hero{
        padding: 70px 20px 60px;
        text-align: center;
    }

    .hero-subtitle{
        margin-left: auto;
        margin-right: auto;
    }

    .hero-buttons{
        justify-content: center;
    }

    .hero-side-card{
        margin-top: 16px;
    }

    .footer-grid{
        justify-content: center;
        gap: 25px;
    }

    .middle-column,
    .right-column,
    .office-column{
        flex: 1 1 280px;
        text-align: center;
    }

    .left-column{
        flex: 1 1 100%;
        text-align: center;
    }

    .left-column .logo-info,
    .social{
        text-align: center;
    }

    .left-column .trust-badges{
        justify-content: center;
        gap: 10px;
    }
}

@media (max-width: 768px){
    .hero{
        padding: 60px 20px 50px;
    }

    .hero-title{
        font-size: 1.95rem;
        line-height: 1.2;
        text-align: center;
    }

    .hero-subtitle{
        font-size: 0.98rem;
        margin-top: 10px;
        margin-bottom: 25px;
        text-align: center;
    }

    .hero-buttons{
        flex-direction: column;
        align-items: center;
        gap: 12px;
    }

    .hero-buttons .btn,
    .hero-buttons .btn-login{
        width: 100%;
        max-width: 280px;
    }

    .profit-results{
        flex-direction: column;
        gap: 20px;
    }

    .deposit-hero h1,
    .earn-hero h1,
    .loan-hero h1,
    .contact-hero h1{
        font-size: 32px;
    }

    .savings-hero h1{
        font-size: 36px;
    }

    .section-title{
        font-size: 28px;
    }

    .loan-example,
    .example-box{
        padding: 30px;
    }

    .footer-grid{
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 35px;
    }

    .left-column,
    .middle-column,
    .right-column,
    .office-column{
        flex: 1 1 100%;
    }

    .left-column .logo img{
        margin: 0 auto;
        display: block;
    }

    .newsletter-form{
        flex-direction: column;
        width: 100%;
        max-width: 320px;
    }

    .newsletter-form input,
    .newsletter-form button{
        width: 100%;
        border-radius: 50px;
        margin: 6px 0;
    }

    .middle-column .app-download{
        text-align: center;
    }

    .middle-column .app-download img{
        max-width: 120px;
    }

    .left-column .trust-badges{
        justify-content: center;
        gap: 8px;
        margin-top: 10px;
    }

    .left-column .trust-badges img{
        height: 20px;
    }
}

@media (max-width: 576px){
    .hero-title{
        font-size: 1.8rem;
    }

    .stats h2{
        font-size: 2rem;
    }

    .hero-subtitle,
    .hero p{
        font-size: 1rem;
    }

    .features .feature-card,
    .how .how-box{
        padding: 15px;
    }

    .savings-hero{
        padding: 100px 20px;
    }

    .savings-hero h1{
        font-size: 28px;
    }

    .savings-hero p{
        font-size: 15px;
    }

    .example-box h3{
        font-size: 22px;
    }
}
/* =========================
   FINAL MOBILE NAVBAR FIX
========================= */
.navbar {
    background: #fff;
    border-bottom: 1px solid #eceff3;
    padding: 12px 0;
    position: relative;
    z-index: 999;
}

.navbar-brand img {
    max-height: 46px;
    width: auto;
    display: block;
}

.navbar-toggler {
    border: 2px solid #6b7280 !important;
    border-radius: 14px;
    padding: 10px 12px;
    background: #fff;
    box-shadow: none !important;
}

.navbar-toggler:focus,
.navbar-toggler:active {
    box-shadow: none !important;
    outline: none !important;
}

@media (max-width: 991px) {
    .navbar-collapse {
        background: #ffffff;
        margin-top: 12px;
        padding: 10px;
        border: 1px solid #e5e7eb;
        border-radius: 18px;
        box-shadow: 0 14px 35px rgba(0, 0, 0, 0.06);
        height: auto !important;
        min-height: auto !important;
        text-align: left !important;
    }

    .navbar-collapse.show {
        display: block !important;
    }

    .navbar-nav {
        width: 100%;
        margin: 0 0 10px 0 !important;
        padding: 0 !important;
        gap: 0 !important;
        flex-grow: 0 !important;
    }

    .navbar-nav .nav-item {
        width: 100%;
        margin: 0 !important;
        padding: 0 !important;
    }

    .navbar-nav .nav-link {
        display: flex !important;
        flex-direction: row !important;
        align-items: center !important;
        justify-content: flex-start !important;
        gap: 10px !important;
        width: 100%;
        padding: 12px 14px !important;
        margin: 0 !important;
        font-size: 16px;
        font-weight: 600;
        line-height: 1.2 !important;
        color: #374151 !important;
        text-align: left !important;
        border-radius: 12px;
        white-space: nowrap;
    }

    .navbar-nav .nav-link:hover,
    .navbar-nav .nav-link:focus {
        background: #f3f4f6;
        color: #198754 !important;
    }

    .navbar-nav .nav-link i,
    .navbar-nav .nav-link svg,
    .navbar-nav .nav-link .fa,
    .navbar-nav .nav-link .fas,
    .navbar-nav .nav-link .far,
    .navbar-nav .nav-link .fab {
        display: inline-flex !important;
        align-items: center;
        justify-content: center;
        width: 18px !important;
        min-width: 18px !important;
        margin: 0 !important;
        padding: 0 !important;
        font-size: 15px !important;
        line-height: 1 !important;
        opacity: 0.85;
    }

    /* kill old centered icon/text styles */
    .navbar-nav .nav-link br {
        display: none !important;
    }

    .navbar .nav-buttons,
    .navbar .auth-buttons,
    .navbar-collapse .d-flex {
        display: flex !important;
        flex-direction: column !important;
        align-items: stretch !important;
        justify-content: flex-start !important;
        width: 100%;
        gap: 10px !important;
        margin: 8px 0 0 0 !important;
        padding: 0 !important;
    }

    .navbar .btn-primary,
    .navbar .btn-login {
        display: flex !important;
        align-items: center;
        justify-content: center;
        width: 100% !important;
        min-width: 100% !important;
        min-height: 46px;
        padding: 12px 16px !important;
        margin: 0 !important;
        font-size: 15px !important;
        font-weight: 700;
        border-radius: 12px !important;
    }

    .navbar .btn-primary {
        background: #198754 !important;
        color: #fff !important;
        border: none !important;
    }

    .navbar .btn-login {
        background: #fff !important;
        color: #374151 !important;
        border: 1.5px solid #cfd6de !important;
    }
}
.btn,
button {
    min-height: 48px;
    font-size: 16px;
}

@media (max-width:768px){
.container{
    padding-left:16px;
    padding-right:16px;
}
}

@media (max-width:768px){
.hero-title{
    font-size:1.8rem;
}

.hero-subtitle{
    font-size:0.95rem;
}
}

@media (max-width:768px){

.stat-card,
.wallet-card,
.feature-card,
.how-box{
    padding:18px;
}

}

@media(max-width:768px){

section{
padding-top:50px;
padding-bottom:50px;
}

}
/* =========================
   MOBILE-FIRST OPTIMIZATION
========================= */
@media (max-width: 768px) {

    /* global spacing */
    body {
        font-size: 16px;
    }

    .container {
        padding-left: 16px;
        padding-right: 16px;
    }

    section {
        padding-top: 50px !important;
        padding-bottom: 50px !important;
    }

    /* buttons */
    .btn,
    button,
    .btn-primary,
    .btn-login,
    .custom-signup-btn,
    .custom-login-btn {
        min-height: 48px;
        font-size: 16px;
    }

    /* hero */
    .hero {
        padding: 56px 0 48px !important;
        text-align: center;
    }

    .hero-title {
        font-size: 1.85rem !important;
        line-height: 1.2 !important;
        margin-bottom: 12px;
    }

    .hero-subtitle {
        font-size: 0.98rem !important;
        line-height: 1.75 !important;
        margin: 0 auto 22px !important;
        max-width: 100%;
    }

    .hero-buttons {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
        width: 100%;
        max-width: 320px;
        margin: 20px auto 0;
    }

    .hero-buttons .btn,
    .hero-buttons .btn-login {
        width: 100%;
        max-width: 100%;
    }

    .hero-trust {
        font-size: 14px;
        margin-top: 14px;
    }

    .hero-mini-stats {
        margin-top: 18px !important;
    }

    .hero-mini-stats .mini-stat-box {
        padding: 14px;
        border-radius: 14px;
    }

    .hero-side-card {
        margin-top: 18px;
        padding: 18px;
        border-radius: 18px;
    }

    .hero-side-item {
        padding: 12px 0;
    }

    .hero-side-item span,
    .hero-side-item strong {
        font-size: 14px;
    }

    /* headings */
    .section-title {
        font-size: 1.65rem !important;
        line-height: 1.2;
    }

    .section-subtitle {
        font-size: 0.96rem;
        line-height: 1.7;
    }

    .section-badge,
    .hero-badge {
        font-size: 12px;
        padding: 7px 14px;
    }

    /* stat cards */
    .stat-card {
        padding: 20px 16px;
        border-radius: 18px;
    }

    .stat-card h2 {
        font-size: 1.7rem;
    }

    .stat-icon {
        width: 52px;
        height: 52px;
        font-size: 20px;
    }

    /* wallet */
    .wallet-card {
        padding: 18px;
        border-radius: 18px;
        gap: 14px;
    }

    .wallet-icon {
        min-width: 52px;
        height: 52px;
        font-size: 20px;
    }

    .wallet-content h2 {
        font-size: 1.55rem;
        margin-bottom: 6px;
    }

    .wallet-content p {
        font-size: 14px;
        line-height: 1.6;
    }

    /* activity */
    .activity-shell {
        border-radius: 18px;
    }

    .activity-topbar {
        padding: 14px 16px;
        font-size: 15px;
    }

    #live-activity li {
        padding: 12px 14px;
        font-size: 14px;
        gap: 10px;
    }

    /* cards / earnings */
    .card {
        border-radius: 16px;
    }

    .card-body {
        padding: 18px;
    }

    .card-title {
        font-size: 1rem;
    }

    /* features */
    .features .feature-card,
    .modern-feature {
        padding: 20px 16px !important;
        border-radius: 18px;
    }

    .feature-icon-wrap {
        width: 56px;
        height: 56px;
        font-size: 22px;
        margin-bottom: 14px;
    }

    .modern-feature h5,
    .features h5 {
        font-size: 1rem;
        margin-bottom: 8px;
    }

    .modern-feature p,
    .features p {
        font-size: 14px;
        line-height: 1.7;
    }

    /* how it works */
    .how-box,
    .modern-how {
        padding: 20px 16px !important;
        border-radius: 18px;
    }

    .step-number {
        width: 50px;
        height: 50px;
        font-size: 16px;
        margin-bottom: 12px;
    }

    .how-box p,
    .modern-how p {
        font-size: 14px;
        line-height: 1.7;
    }

    /* footer */
    .footer-premium {
        padding: 32px 16px 18px;
    }

    .footer-grid {
        gap: 28px;
    }

    .left-column,
    .middle-column,
    .right-column,
    .office-column {
        text-align: center;
    }

    .left-column .logo img {
        margin: 0 auto 10px;
    }

    .left-column .trust-badges {
        justify-content: center;
    }

    .middle-column .app-download {
        text-align: center;
    }
}
/* =========================
   MOBILE STICKY CTA FIX
========================= */
.mobile-sticky-cta {
    display: none;
}

@media (max-width: 768px) {
    .mobile-sticky-cta {
        display: block;
        position: fixed;
        left: 14px;
        right: 14px;
        bottom: 14px;
        z-index: 1050;
    }

    .mobile-sticky-cta a {
        display: flex;
        align-items: center;
        justify-content: center;
        min-height: 52px;
        width: 100%;
        background: #198754;
        color: #fff !important;
        font-size: 16px;
        font-weight: 700;
        border-radius: 14px;
        box-shadow: 0 12px 30px rgba(25, 135, 84, 0.28);
        text-decoration: none !important;
        padding: 12px 16px;
    }

    .mobile-sticky-cta a:hover,
    .mobile-sticky-cta a:focus {
        background: #157347;
        color: #fff !important;
        text-decoration: none !important;
    }

    /* page bottom space so footer doesn't sit under CTA */
    body {
        padding-bottom: 86px;
    }

    /* extra breathing room before footer */
    .footer-premium {
        margin-bottom: 0;
    }
}